CONSENT TO ELECTRONIC COMMUNICATIONS AND ELECTRONIC SIGNATURES

Rize Advisors, LLC, its servicers and agents (collectively, “we,” “us,” or “Rize”) are required to provide you with certain written disclosures, documents, and information related to your transactions with Rize (“Required Information”). The Required Information includes details regarding your use of the Rize Service and Rize Brokerage Account (as defined in the Program Agreement). Under the federal E-SIGN Act and related state laws, with your consent, we can deliver this Required Information to you electronically and use electronic signatures in connection with your transactions with Rize. This Electronic Documents and Signatures Consent (the “Agreement”) relates to your use of the Rize Service. Please read the terms of this Agreement prior to giving your consent and please maintain a copy of the Agreement for your records. BY CLICKING “ACCEPT”, PROCEEDING TO REGISTER WITH RIZE, OR OTHERWISE CONTINUING TO MAKE USE OF THE RIZE SERVICE YOU ARE ELECTRONICALLY SIGNING THIS AGREEMENT AND REPRESENT THAT YOU UNDERSTAND THAT DOING SO IS THE LEGAL EQUIVALENT OF PHYSICALLY SIGNING THIS AGREEMENT AND THAT YOU WILL BE LEGALLY BOUND BY THE TERMS AND CONDITIONS OF THIS AGREEMENT.

By electronically agreeing to and signing this Agreement you acknowledge and accept that Rize may provide any and all information to you electronically through email, the Rize Site (as defined in the Program Agreement) or Service, or links to notices posted on the Rize Site, unless and until you withdraw your consent or “opt out” as described below. This includes the use of electronic communications, electronic disclosures, electronic statements, electronic contracts, and electronic signatures. You understand that the Required Information referenced in this section does not include SMS text messages unless you otherwise give your express consent to receive SMS text messages for this purpose in accordance with the Rize Program Agreement. If you would like to receive SMS text messages from us, you can agree to receive SMS text messages as part of the Program Agreement. You agree that all agreements, notices, disclosures and other Required Information that we provide to you electronically satisfy any requirement that such Required Information be in writing. 

The Required Information that may be provided by electronic means include, but are not limited to, the following categories:

      1. any Amendments to this Agreement and the Program Agreement to which it is an attachment;
      2. disclosures or notices provided in connection with the Rize Service, including any such notice required by applicable law;
      3. any statements concerning your Rize accounts;
      4. any customer service communications, including communications with respect to claims of error or unauthorized use of the Rize Site or Service; and
      5. any other communication related to the Rize Site or Service.

If you do not agree to: (a) the signing of agreements electronically; (b) the review of disclosures and statements in electronic format; and (c) the receipt of electronic communications from Rize, please decline to execute this Agreement. If you wish to proceed with receiving the Rize Service, you must consent to receiving the Required Information electronically before we can provide it to you. Your consent will apply to all your interactions with Rize and all transactions with us. Your consent permits the general use of electronic records, documents, and signatures in connection with all your transactions with Rize.

You further agree as follows:

  • Your agreeing to this Agreement signifies your intent to enter into a binding legal agreement, and that your consent to conduct business electronically applies to all documents that Rize will provide to you or agreements you will execute with Rize. 
  • All documents, including any modifications to such documents, signed using electronic means are as valid and enforceable as if you executed a paper copy using a “wet ink” handwritten signature
  • The authoritative copy of the electronically executed document (the “Authoritative Copy”) shall be the electronic copy that resides in Rize’s document management system. If a paper version of the Authoritative Copy is created, then both the electronic version and the paper version shall be considered originals and shall both be an Authoritative Copy.

You must agree to receiving the Required Information electronically if you wish to continue receiving the Rize Service. Although Rize reserves the right to provide Required Information in paper format at any time, you agree that Rize is under no obligation to do so unless you first notify us, in writing, of your request to receive further communications in a paper format and your decision to opt out of receiving the Required Information electronically. If you opt out of receiving the Required Information electronically, you acknowledge that you will no longer be able to receive the Rize Service.  If you consent to receive the Required Information electronically, you can also request a paper copy of the Required Information by contacting us at support@rizemoney.com. We will not charge you any fees for providing a paper copy of the Required Information. All Required Information in either electronic or paper format will be considered to be in writing. You should print a paper copy of this Agreement and any Required Information that is important to you and retain for your records. If you do not wish to enter into this Agreement electronically, you may not use the Rize Site or Service.

You agree that any Required Information provided by us electronically is deemed to be given on the date we transmit any such Required Information, and any such Required Information will be deemed to have been received by you no later than five (5) Business Days after Rize sends it to you by email or posts such Required Information on the Rize Site or through the Rize Service, whether or not you have received the email or retrieved the Required Information from the Rize Site or Service. You agree that these are reasonable procedures for sending and receiving electronic communications.

You must update your contact information, such as your email address, so it is accurate at all times.  You understand and agree that if Rize sends you the Required Information, but you do not receive it because the email address on file is incorrect, out of date, blocked by your service provider, or you are otherwise unable to receive such Required Information, Rize will be deemed to have provided the Required Information to you.

In order to access, view, and retain the Required Information that Rize provides to you, you must have a computer conforming to System Specification set forth below in Section 14 of the Program Agreement.

Rize reserves the right, in its sole discretion, to terminate or change the terms and conditions under which Rize provides the Required Information. Rize will provide you with notice of any such termination or change as may be required by Applicable Law.

By electronically signing this agreement you agree to the terms of this Agreement, effective as of today’s date, and confirm that you have the computer software and hardware that meets the requirements above.  

YOU HEREBY CONSENT TO (A) RECEIVING THE REQUIRED INFORMATION ELECTRONICALLY, AND (B) THE USE OF ELECTRONIC RECORDS AND SIGNATURES IN CONNECTION WITH ALL TRANSACTIONS WITH RIZE IN PLACE OF WRITTEN DOCUMENTS AND HANDWRITTEN SIGNATURES. Once you give your consent, you can view your documents online or by reviewing your emails. 

YOU ACKNOWLEDGE THAT YOUR CONSENT TO ELECTRONIC DISCLOSURES IS REQUIRED TO RECEIVE THE RIZE SERVICE.